How to Change Payment Method on iPhone with Family Sharing

* This article is from our Tip of the Day newsletter. . *

If you're the organizer of an Apple Family Sharing plan on your iPhone and you have purchase sharing turned on, you can manage the different Family Sharing payment methods that your family uses to make App Store purchases. We'll show you how to change Apple payment methods on an iPhone with Family Sharing.

Why You’ll Love This Tip:

  • Ensure your Family Sharing purchases are charged to the right card.
  • Remove expired cards from Apple's Family Sharing to prevent declined purchases.

How to Change My Card on iPhone for Family Sharing

System Requirements

This tip works on iPhones running iOS 16 and later. Find out how to update to the latest version of iOS 17.

The good news is that it's easy to change the payment method in Family Sharing on an iPhone; it's actually the same whether you're managing a Family Sharing plan or not. For more tips on managing your Family Sharing purchases, especially for kids, sign up for our free Tip of the Day newsletter. Now, let's cover how to add cards to Apple Pay, delete them, reorder them, or edit them:    

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  1. Open the App Store app.

    Open the App Store app.
  2. Tap your profile icon in the upper-right corner.

    Tap your profile icon in the upper-right corner.
  3. Tap your name. You may need to use Face ID or your passcode to proceed to the next screen.

    Tap your name. You may need to use Face ID or your passcode to proceed to the next screen.
  4. Tap Manage Payments.

    Tap Manage Payments.
  5. Tap on a payment method to edit it.

    Tap on a payment method to edit it.
  6. Tap Edit to update Apple payment details or make changes.

    Tap Edit to update Apple payment details or make changes.
  7. Tap Remove Payment Method to remove it.

    Tap Remove Payment Method to remove it.
  8. You'll have to confirm that you wish to Remove it.

    You'll have to confirm that you wish to Remove it.
  9. Return to Manage Payments.

    Return to Manage Payments.
  10. Tap Edit if you want to remove a payment method or change the Family Sharing primary payment method.

    Tap Edit if you want to remove a payment method or change the Family Sharing primary payment method.
  11. If you want to remove a Family Sharing payment method, tap the minus icon next to the card you want to remove.

    If you want to remove a Family Sharing payment method, tap the minus icon next to the card you want to remove.
  12. Tap Remove once again in the pop-up that appears.

    Tap Remove once again in the pop-up that appears.
  13. The top card shown on the list is your primary payment method. To change this, tap and drag the Move Order icon to move another card to the top.

    The top card shown on the list is your primary payment method. To change this, tap and drag the Move Order icon to move another card to the top.
  14. Tap Done to save your changes.

    Tap Done to save your changes.
  15. If you want to add an additional payment method, tap Add Payment Method.

    If you want to add an additional payment method, tap Add Payment Method.
  16. On this screen, you can select a payment method you wish to add: Credit/Debit Card or PayPal. You can even tap the camera icon to use the camera app to automatically upload your card details.

    On this screen, you can select a payment method you wish to add: Credit/Debit Card or PayPal.
  17. If you tap Credit/Debit Card, you’ll need to enter your card information.

    If you tap Credit/Debit Card, you’ll need to enter your card information.
  18. Don't forget to select or add the correct billing address.

    Don't forget to select or add the correct billing address.
  19. If you tap PayPal, you'll need to tap Log In to PayPal and follow the on screen directions.

    If you tp PayPal, you'll need to tap Log In to PayPal and follow the on screen directions.

Once you’ve added a new card, be sure to move it to the top of the list if you want the App Store to use it as the primary Family Sharing payment method. The steps above can be followed whether you are managing a Family Sharing plan or if you’re not using Family Sharing at all. For Family Sharing plans, you will only be able to change the payment method if you are the organizer. Next, learn how to share purchases but not payment methods in Family Sharing or how to change your default Apple Pay card.

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Author Details

Rhett Intriago's picture

Author Details

Rhett Intriago

Rhett Intriago is a Feature Writer at iPhone Life, offering his expertise in all things iPhone, Apple Watch, and AirPods. He enjoys writing on topics related to maintaining privacy in a digital world, as well as iPhone security. He’s been a tech enthusiast all his life, with experiences ranging from jailbreaking his iPhone to building his own gaming PC.

Despite his disdain for the beach, Rhett is based in Florida. In his free time, he enjoys playing the latest games, spoiling his cats, or discovering new places with his wife, Kyla.