Default Card Not Being Charged in Apple Pay? Fix It Fast!

Have you ever made a payment with Apple Pay, only to realize the wrong card got charged? Why does that happen? You might not know that you can have a different default card on each one of your Apple devices. So, just because you change the default card in Apple Pay on your iPhone, doesn't mean it will be changed on your iPad, Mac, and Apple Watch. Here's how to change the default card on Apple Pay for each device, so you always charge the correct card.

Jump To:

• How to Change Default Card on Apple Pay on iPhone
• How to Change Default Apple Pay Card on Apple Watch
• How to Change Default Card on Apple Pay on Mac
• How to Change Default Apple Pay Card on iPad 
• FAQ

How to Change Default Card on Apple Pay on iPhone

I use my iPhone for all my personal Apple Pay purchases, so I'm setting my personal debit card as the default card in Apple Pay on this device. If you have a company or business phone, you may want to set your company card as the default payment method. 

1. Open the Wallet app on your iPhone.
   
   
2. Touch and hold the card you want to set as your new Apple Pay default card.
   
   
3. Drag the card in front of your other cards, so you can see the entire card. You'll get a pop-up notice that your default card has changed.  
   
   

Now you know how to set the default card in Apple Wallet on your iPhone!

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How to Change Default Apple Pay Card on Apple Watch

For a lot of Apple Watch users, their Apple Watch is the device they use the most for Apple Pay. If you use your Apple Watch for Apple Pay purchases all the time, it's important to set the right default card in Apple Wallet.

1. Open the Apple Watch app on your iPhone.
   
   
2. Tap the My Watch tab at the bottom of the screen, then tap Wallet & Apple Pay.
   
   
3. Tap Default Card under Transaction Defaults.
   
   
4. Tap the card you want to set as your default card; you'll see a checkmark by your chosen card.
   
   

Now you have a new Apple Pay default card on your Apple Watch!

How to Change Default Card on Apple Pay on a Mac

1. Open System Settings on your Mac.
   
   
2. Click Wallet & Apple Pay.
   
   
3. Choose your new default card from the menu. You'll see your chosen default card under Payment Details. 
   
   

Now you know how to change the Apple Pay default card on your Mac!

How to Change Default Apple Pay Card on iPad 

1. Open the Settings app.
   
   
2. Tap Wallet & Apple Pay.
   
   
3. Tap Default Card under Transaction Defaults.
   
   
4. Tap the card you want to set as your default card; you'll see a checkmark by your chosen card.
   
   

Now you know how to change the default card on Apple Pay on your iPhone, iPad, Mac, and Apple Watch. You can set a different Apple Pay default card on each device! Be sure to check out our free Tip of the Day for more great Apple Pay tutorials.